U bood dhigaalka

Dowladda Soomaaliya oo wadda dedaal lagu casriyaynayo dhaqaalaha iyo hannaanka maaliyadda dalkaย 

Dowladda Soomaaliya ayaa dedaal lagu hormarinayo dhaqaalaha dalka, islamarkaana lagu casriyaynayo adeegyada maaliyadda, ayadoo la kaashanayo Bankiga dhexe, kuwa gaarka loo leeyahay, iyo ururrada ganacsi ee maxallliga ah.

Dhowaan waxaa magaallada Muqdishu lagu qabtay shir cilmiyeedka dhaqaalaha dalka, waxaana sanadkan lagu falanqeeyey xaaladda guud ee dhaqaalaha dalka deyn-cafinta kadib, xasilloonida maaliyadda, horumarka dakhliga dawladda, iyo caqabadaha hor taagan kobaca dhaqaalaha.

Shirka waxaa ka qeyb-galay in ka badan ๐ฌ๐จ๐๐๐จ๐ง ๐ก๐š๐ฒโ€™๐š๐๐จ๐จ๐ oo ay ka mid ahaayeen:

. Wasaarado iyo hayโ€™ado dowladeed

โ€ข Hayโ€™ado caalami ah, sida Bangiga Adduunka

โ€ข Ururka Bangiyada Soomaaliyeed (SBA)

โ€ข Ururka Xawaaladaha Soomaaliyeed

โ€ข Ururka Shirkadaha Amaahda Yar-yar (Microfinance Association)

โ€ข Rugta Ganacsiga Soomaaliyeed

โ€ข Shirkadaha Caymiska Dalka

โ€ข Machadyada Cilmi-baarista

โ€ข Jaamacadaha dalka

โ€ข Cilmi-baarayaal iyo khubaro dhaqaale

๐†๐ฎ๐๐๐จ๐จ๐ฆ๐ข๐ฒ๐š๐ก๐š ๐๐š๐ง๐ค๐ข๐ ๐š ๐ƒ๐ก๐ž๐ฑ๐ž ๐ž๐ž ๐’๐จ๐จ๐ฆ๐š๐š๐ฅ๐ข๐ฒ๐š, ๐Œ๐ฎ๐๐š๐ง๐ž ๐‚๐š๐›๐๐ข๐ซ๐š๐ฑ๐ฆ๐š๐š๐ง ๐Œ๐š๐ฑ๐š๐ฆ๐ž๐ ๐‚๐š๐›๐๐ฎ๐ฅ๐ฅ๐š๐š๐ก๐ข, ayaa si rasmi ah shirka u furay, isaga oo soo dhaweeyay dhammaan ka-qaybgalayaasha Shir-Cilmiyeedka Siyaasadda Dhaqaalaha. Guddoomiyaha ayaa tilmaamay in waajibaadka Bankiga Dhexeay ka mid tahay soo jeedinta talooyin dhaqaale oo ku saleysan xog dhab ah (๐ž๐ฏ๐ข๐๐ž๐ง๐œ๐ž ๐›๐š๐ฌ๐ž๐), kuwaas oo qeyb ka noqda jihaynta dhaqaalaha dalka.

Dhinaca kale ๐—๐ข๐ฅ๐๐ก๐ข๐›๐š๐š๐ง ๐Œ๐š๐ฑ๐š๐ฆ๐ž๐ ๐‡๐š๐š๐ซ๐ฎ๐ฎ๐ง ๐‚๐š๐›๐๐ฎ๐ฅ๐ฅ๐š๐š๐ก๐ข, oo ah ๐†๐ฎ๐๐๐จ๐จ๐ฆ๐ข๐ฒ๐ž๐Š๐ฎ-๐ฑ๐ข๐ ๐ž๐ž๐ง๐ค๐š ๐†๐ฎ๐๐๐ข๐ ๐š ๐Œ๐ข๐ข๐ฌ๐š๐š๐ง๐ข๐ฒ๐š๐๐๐š ๐ž๐ž ๐€๐ช๐š๐ฅ๐ค๐š ๐’๐š๐ซ๐ž, oo ka mid ahaa masโ€™uuliyiinta sare ee ka qeybgalay shirka, ayaa ka hadlay muhiimadda uu shirka noocan ahi u leeyahay dib-u-habeynta dhaqaalaha dalka, wuxuuna ku boorriyey Bankiga Dhexe inuu sii wado dedaalkiisa la xiriira horumarinta siyaasadaha maaliyadeed ee dalka iyo inuu dedaal ku bixiyo sidii loo soo celin lahaa lacagtii dalka.

๐ƒ๐ซ. ๐€๐ฐ๐ž๐ฒ๐ฌ ๐’๐ก๐ž๐ž๐ค๐ก, oo ka tirsan ๐†๐ฎ๐๐๐ข๐ ๐š ๐Œ๐š๐š๐ฆ๐ฎ๐ฅ๐ค๐š ๐’๐š๐ซ๐ž ๐ž๐ž ๐๐š๐ง๐ค๐ข๐ ๐š ๐ƒ๐ก๐ž๐ฑ๐ž, ayaa isna jeediyey khudbad muhiim ah, oo ku saabsan ๐ ๐ž๐ž๐๐ข-๐ฌ๐จ๐œ๐จ๐๐ค๐š ๐ก๐จ๐ซ๐ฎ๐ฆ๐š๐ซ๐ข๐ง๐ญ๐š ๐๐ก๐š๐ช๐š๐š๐ฅ๐š๐ก๐š, isaga oo iftiimiyay muhiimadda ay leedahay daraasado cilmi ah lagusaleeyo siyaasadda dhaqaalaha dalka, si kor loogu qaado nolosha dadka.

Waxaa sidoo kale jiray dood cilmiyeedyo lagu falanqeeyay dhaqaalaha dalka, kuwaas oo dhex maray khubaro dhaqaale-yaqaan ah, ayadoo dood wadaag la qabtay intii uu shirku socday ayaa diiradda lagu saaray kaalinta ๐‡๐š๐ฒโ€™๐š๐๐š๐ก๐š ๐Œ๐š๐š๐ฅ๐ข๐ฒ๐š๐๐ž๐ž๐ ๐ž๐ž ๐š๐š๐ง ๐๐š๐ง๐ ๐ข๐ฒ๐š๐๐š ๐š๐ก๐š๐ฒ๐ง(๐๐๐…๐ˆ๐ฌ) ๐ž๐ž ๐ก๐จ๐ซ๐ฎ๐ฆ๐š๐ซ๐ข๐ง๐ญ๐š ๐๐ก๐š๐ช๐š๐š๐ฅ๐š๐ก๐š ๐ฅ๐จ๐จ ๐๐ก๐š๐ง ๐ฒ๐š๐ก๐š๐ฒ ๐ข๐ฒ๐จ ๐ฆ๐š๐š๐ฅ๐ ๐ž๐ฅ๐ข๐ง๐ญ๐š ๐ ๐š๐ง๐š๐œ๐ฌ๐ข๐ฒ๐š๐๐š ๐ฒ๐š๐ซ-๐ฒ๐š๐ซ ๐ข๐ฒ๐จ ๐ค๐ฎ๐ฐ๐š ๐๐ก๐ž๐ฑ๐๐ก๐ž๐ฑ๐š๐š๐๐ค๐š ๐š๐ก (๐’๐Œ๐„๐ฌ). Dooddan ayaa looga hadlay saartay sida hayโ€™adahanay u xoojin karaan maaliyadda loo dhan yahay (๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ข๐ง๐œ๐ฅ๐ฎ๐ฌ๐ข๐จ๐ง) iyo helidda ilo maalgelin oo la awoodi karo.

Ayadoo dood cilmiyeed labaadna lagu falanqeeyay ๐Œ๐š๐š๐ซ๐ž๐ฒ๐ง๐ญ๐š ๐ƒ๐ž๐ฒ๐ฆ๐š๐ก๐š – ๐ƒ๐ž๐ฒ๐ง-๐‚๐š๐Ÿ๐ข๐ง๐ญ๐š ๐Š๐š๐๐ข๐› (๐๐จ๐ฌ๐ญ-๐‡๐ˆ๐๐‚) โ€“ Waxaa lagu falanqeeyay caqabadaha iyo fursadaha la xiriira xasilloonida miisaaniyadda iyo joogtaynta dib-u-habaynta dhaqaale ee muddada dhoiw iyo tan fog, iyada oo si taxaddarleh loo maaraynayo haddii deyn la qaadanayo.

Gabagabadii, shirka waxaa si rasmi ah u soo xiray ๐Œ๐š๐š๐ฆ๐ฎ๐ฅ๐š๐ก๐š ๐†๐ฎ๐ฎ๐ ๐ž๐ž ๐€๐๐ž๐ž๐ ๐  ๐š๐ข๐ฒ๐จ ๐Œ๐š๐š๐ฆ๐ฎ๐ฅ๐ค๐š ๐๐š๐ง๐ค๐ข๐ ๐š ๐ƒ๐ก๐ž๐ฑ๐ž, Mudane Maxamed Cabdi Maxamed, oo mahadcelin ballaaran u jeediyay dhammaan ka-qaybgalayaasha shirka, isaga oo carrabka ku adkeeyay in talooyinka iyo nuxurkaka soo baxay shirka ay waxtar u noqon doonaan jihaynta siyaasadda dhaqaalaha dalka.